It is mandatory to have car insurance in the UK. There are numerous types of insurance policies out there, and finding the correct policy to suit you could save you money and give the cover you need.
Finding the right policy involves doing some amount of research about the different types of policies available; as well as the different insurance providers out there. Comparison websites are a great tool that allows you to compare various products against each other using a variety of criteria.
You may not include insurance when you're making the budget for your business plan, but it will be an expense, if your business has a vehicle. Depending on what the business is, there may be multiple drivers that will be driving the car. Also the car may be used to transport goods that may need to be insured.
The point is, there are car insurance policies that are specially geared towards businesses, and may provide additional cover that a business vehicle may need. Choosing the correct insurance for your business vehicle as well as your personal vehicle can help you save money and spare you trouble later on.
Many people do not invest time and energy in looking for the right insurance policy and simply choose the first product that they come across. While this may save you time in the short term, it may not save you money over the long haul.